About Dvara smartgold

Dvara SmartGold is successfully promoting

micro-savings with the objective of motivating and assisting the more vulnerable households in creating a Financial Safety-Net for their families.

In India, the Micro-Finance Companies and Fintech Cos have been making a significant contribution to increasing access to credit lines to low-income Households, but a combination of providing an income opportunity and at the same time, ensuring a part of the increased earnings are being kept aside ‘for a rainy day’, is key to achieving true financial Inclusion.

Dvara SmartGold is the only institution that is offering a savings product, that the target customers are familiar and comfortable with and are willing to benefit from the significant value that the platform provides. Launched in October 2019, the Dvara SmartGold Micro-Savings platform allows the customer to SAVE in a familiar asset class – Gold, in the most convenient, secure, and cost-effective manner and allows the flexibility to use gold savings anytime for any planned requirements or emergencies.

The Dvara SmartGold Micro-Savings product is in line with the Indian Government’s policy of “financialising” the gold sector and ensuring gold is used as a productive asset class.

Dvara SmartGold is a portfolio company of Dvara Holdings (formerly Dvara Trust) and part of the Dvara Venture Studio cohort that supports entrepreneurs working towards large-scale systemic change in financial inclusion. Dvara Holdings has been pioneering initiatives, that have impacted the financial lives of millions of low-income households in India, through policy research and investing in/supporting commercial efforts where there is a significant market gap.